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518 Cedar Street, Centralia, IL 62801.
Nestled in a peaceful family neighborhood, this spacious 3-4 bedroom, 2-bathroom home perfectly blends classic character with extensive modern upgrades for ultimate peace of mind. The inviting main level features a convenient first-floor master suite, a versatile bonus room, and a massive living room anchored by a fireplace and custom bookcase wall, while the formal dining area offers a charming built-in bench seat. The home features a the brand-new roof and underlayment to the newly installed plumbing, water heater, sump pump, and furnace. The home is move-in ready with fresh flooring, brand-new kitchen cabinest, appliances, a newly installed bath/shower tub, and updated GFCIs and a capped chimney for added safety. Outside, the large fenced-in backyard holds plenty of additonal space, while the drywalled basement and oversized upstairs bedrooms offer plenty of space to grow. The basement also has been remodeled by BDry Basement.
MLS ID: 12649506
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518 Cedar Street, Centralia, IL 62801.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $129,000 | $129,000 | $129,000 |
| Down Payment | $25,800 | $4,515 | $32,250 |
| Monthly Mortgage Amount | $627 | $780 | $797 |
| Taxes | $180 | $180 | $180 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $57 | $0 |
| Monthly Estimated Total | $907 | $1,117 | $1,077 |