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515 Ellis Avenue, Ottumwa, IA 52501.
Welcome home to this beautifully maintained 3-bedroom, 1-bath ranch offering 1,054 sq ft of comfortable living space and undeniable charm from the moment you arrive. With standout curb appeal and a warm, inviting feel, this home is move-in ready and perfect for a variety of buyers. Inside, you'll find a functional layout that maximizes space and natural light, creating a cozy yet open atmosphere for everyday living. The home sits on a partial crawl space, offering easy access for maintenance. Step outside and fall in love with your own private backyard retreat?fully fenced and designed for both relaxation and entertainment. Enjoy evenings around the firepit area, grow your own produce in the raised garden beds, or cool off in the above-ground pool during those warm summer days. The swing set adds an extra touch of fun, making this yard ideal for gatherings or quiet nights at home. Additional features include a 1-car garage with alley access and a basketball hoop. If you've been looking for a home that combines charm, functionality, and an outdoor space you'll actually use?this is it! Some photos are AI staged
MLS ID: 6337648
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515 Ellis Avenue, Ottumwa, IA 52501.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $145,000 | $145,000 | $145,000 |
| Down Payment | $29,000 | $5,075 | $36,250 |
| Monthly Mortgage Amount | $686 | $854 | $881 |
| Taxes | $202 | $202 | $202 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $64 | $0 |
| Monthly Estimated Total | $988 | $1,220 | $1,183 |