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302 S Washington Street, Joy, IL 61260.
Historic charm meets modern updates in this spacious 3-bedroom home situated on a large corner lot in the heart of Joy! This home offers the perfect blend of character and functionality with original woodwork, oversized rooms, updated flooring, fresh paint, and central air conditioning for year-round comfort. The main level features expansive living spaces, abundant natural light, an updated kitchen with stainless steel appliances, and a stunning wraparound porch that adds timeless curb appeal. Outside, enjoy the large deck, detached 2-car garage, generous off-street parking, and oversized yard with room to entertain, garden, or simply enjoy small-town living. With major exterior improvements already completed and plenty of space both inside and out, this move-in-ready home offers incredible value at an affordable price point. Schedule your showing today!
MLS ID: 12669158
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302 S Washington Street, Joy, IL 61260.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $125,000 | $125,000 | $125,000 |
| Down Payment | $25,000 | $4,375 | $31,250 |
| Monthly Mortgage Amount | $608 | $756 | $772 |
| Taxes | $174 | $174 | $174 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $55 | $0 |
| Monthly Estimated Total | $882 | $1,085 | $1,046 |