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23679 N Carpenter Lane, Centralia, IL 62801.
Discover the perfect blend of country living and functional farm acreage with this well-maintained 38-acre property located at 23679 N Carpenter Lane in Centralia, Illinois. The property features a 1,465-square-foot modular home on a permanent foundation offering 4 bedrooms and 2 full bathrooms. Pride of ownership is evident throughout, with meticulous maintenance, a durable metal roof, and several updated windows enhancing both comfort and efficiency. Outside, the farm is well-equipped with a detached 4-car carport and two barns, providing ample space for equipment, livestock, storage, or hobby farming operations. Whether you're looking for a working farm, recreational acreage, or a peaceful rural retreat, this versatile property offers endless possibilities in a beautiful country setting.
MLS ID: 12672154
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23679 N Carpenter Lane, Centralia, IL 62801.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $450,000 | $450,000 | $450,000 |
| Down Payment | $90,000 | $15,750 | $112,500 |
| Monthly Mortgage Amount | $2,187 | $2,721 | $2,780 |
| Taxes | $626 | $626 | $626 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $198 | $0 |
| Monthly Estimated Total | $2,944 | $3,676 | $3,537 |